Licensed Georgia Public Adjuster
Resurgens works for you. Not the insurance company.
Free
Review
No obligation to move forward
100%
Independent
Focused on the policyholder
24/7
Response
Emergency response across Georgia
After storm, fire, or water damage, your insurer sends its own adjuster to protect its bottom line. Resurgens Public Adjusting works for policyholders — documenting the loss and pursuing the amount available under the policy. Free claim reviews are available now.
Free Review
No obligation to move forward
100% Independent
Focused on the policyholder
24/7 Response
Emergency response across Georgia
Free initial review
A conversation about your claim, with no obligation.
Terms in writing
15% contingency fee, disclosed in writing before you decide.
Exhibit A — Why It Matters
Your insurance company’s adjuster doesn’t work for you.
Insurance companies employ or contract adjusters to evaluate claims on the insurer’s behalf. Georgia policyholders may hire their own licensed public adjuster to document and negotiate a claim from the policyholder’s side.
Insurer’s Adjuster
- Paid by the insurance company
- Represents the insurer’s interests
- Writes the estimate insurer relies on
- One perspective on your claim
Your Public Adjuster
- Paid only when you get paid
- Represents the policyholder’s interests
- Builds an independent counter-estimate
- Advocates exclusively for you
Resurgens is the insurance company’s worst nightmare — because Resurgens fights for the insured.
Founder’s Statement — Why Resurgens Exists
“Two years ago, my own home burned down. I had to fight my insurer for a fair settlement while grieving everything we lost — so I became a public adjuster to make sure no one else has to fight that battle alone.”
— Ryan Carden, Founder
Exhibit B — Claims Resurgens Handles
Property damage claims across Georgia
Fire & Smoke Damage
Full valuation of structural loss, smoke damage, and contents after a fire.
Water & Pipe Damage
Burst pipes, appliance failures, and water intrusion claims insurers often underpay.
Denied & Underpaid Claims
Already filed and got a lowball offer or denial? Resurgens reopens and re-negotiates.
Storm & Wind Damage
Roof, siding, and structural damage from hail, high wind, and tropical storms.
Commercial Property
Business interruption, inventory loss, and large-loss commercial claims.
Mold, Vandalism & Theft
Secondary damage and covered-peril losses that are easy for insurers to dispute.
Exhibit C — How It Works
From inspection to settlement
Free Policy & Damage Review
Resurgens inspects the property, reviews your policy, and advises honestly whether the engagement makes sense.
Documentation & Estimate
Resurgens builds a detailed, insurer-grade damage estimate supported by photos, measurements, and claim documentation.
Resurgens Handles the Insurer
Resurgens files, negotiates, and pushes back on lowball offers so you don't have to fight your own carrier.
You Get Paid
Resurgens documents and negotiates the claim to pursue the amount available under your policy — you focus on rebuilding.
Before You Call
Straight answers to the questions that matter.
A claim is stressful enough. You should understand the role, timing, and cost before choosing representation.
Is hiring a public adjuster allowed in Georgia?
Yes. Georgia permits policyholders to hire a state-licensed public adjuster to represent their interests in a property claim. Resurgens is licensed to represent Georgia policyholders through the property-claim process.
Will hiring a public adjuster hurt or delay my claim?
Hiring a public adjuster does not invalidate your coverage. A public adjuster organizes documentation, prepares an independent estimate, and communicates with the insurer. Timing depends on the damage, policy, and complexity of the claim, and no firm should promise a specific outcome or timeline.
What does it cost?
Resurgens charges a 15% contingency fee. You pay no upfront fee, and if there is no recovery, there is no fee. The complete terms are provided in writing before work begins. Your initial claim review is free and carries no obligation.
How much more can I realistically recover?
There is no honest universal answer — it depends on what the insurer's estimate missed, the scope of damage, and the policy terms. In the founder's personal fire claim, the gap between the insurer's first offer and the final settlement was significant. In other claims, the insurer's estimate is close to accurate. Resurgens reviews the numbers before taking any engagement and will tell you candidly whether the gap is worth pursuing.
Documented founder experience
18 months
from fire to reconstruction
Nearly $20K
in initial personal-property payments
About $13K
withheld as depreciation
The Claim Behind the Firm
Real numbers. Clearly labeled.
These figures come from founder Ryan Carden’s own Atlanta house-fire claim—not a Resurgens client recovery. He published the timeline, payments, disputes, and depreciation math so homeowners can see how a major property claim actually unfolds.
See the Claim MathExhibit D — From the Case Files
A real Atlanta house fire claim, documented in full.
The founder of Resurgens lived through an 18-month insurance claim after a gas water heater fire. Every post is drawn from that real claim — the payments, the disputes, the math, and what a Georgia homeowner should know before it happens to them.
Free Claim Review
Tell Resurgens what happened.
Share four quick details and Resurgens will contact you to discuss the damage, your claim status, and sensible next steps.
Or call (404) 490-0468Underpaid, denied, or unsure where to start?
Get a free, no-obligation review of your policy and damage before you accept any settlement offer.